SWIFT Code SPESDE3EHAM Sparkasse Essen Germany

The Society for Worldwide Interbank Financial Telecommunication (SWIFT) (also known as ISO 9362, SWIFT-BIC, BIC code, SWIFT ID or SWIFT code) is a standard format of Business Identifier Codes approved by the International Organization for Standardization (ISO). It is a unique identification code for both financial and non-financial institutions. (When assigned to a non-financial institution, a code may also be known as a Business Entity Identifier or BEI.) These codes are used when transferring money between banks, particularly for international wire transfers, and also for the exchange of other messages between banks. The codes can sometimes be found on account statements. SWIFT and BIC codes are basically the same.

The SWIFT code is 8 or 11 characters?

• SPES 4 letters: Institution Code or bank code. (Sparkasse Essen)
• DE 2 letters: ISO 3166-1 alpha-2 country code (Germany)
• 3E 2 letters or digits: location code
• If the second character is "0", then it is typically a test BIC as opposed to a BIC used on the live network.
• If the second character is "1", then it denotes a passive participant in the SWIFT network
• If the second character is "2", then it typically indicates a reverse billing BIC, where the recipient pays for the message as opposed to the more usual mode whereby the sender pays for the message.
• HAM last 3 letters or digits: branch code.
• Where an 8-digit code is given, it may be assumed that it refers to the primary office.

SWIFT Code Sparkasse Essen Germany

SWIFT Code Sparkasse Essen used to Transfer fund to Internationl Sparkasse Essens. SWIFTCode Sparkasse Essen Germany are provide the broadest coverage of national Sparkasse Essen identifiers. SWIFT Code is identifying Sparkasse Essen es in Germany ([countryshor]). SWIFT Code of Sparkasse Essen is unique for each in Germany ([countryshor]). Sparkasse Essen is located in Essen Essen, Germany Germany and Sparkasse Essen The SWIFT code is SPESDE3EHAM .