SWIFT Code SPHBAT21 Niederoesterreichische Sparkasse Austria

The Society for Worldwide Interbank Financial Telecommunication (SWIFT) (also known as ISO 9362, SWIFT-BIC, BIC code, SWIFT ID or SWIFT code) is a standard format of Business Identifier Codes approved by the International Organization for Standardization (ISO). It is a unique identification code for both financial and non-financial institutions. (When assigned to a non-financial institution, a code may also be known as a Business Entity Identifier or BEI.) These codes are used when transferring money between banks, particularly for international wire transfers, and also for the exchange of other messages between banks. The codes can sometimes be found on account statements. SWIFT and BIC codes are basically the same.

The SWIFT code is 8 or 11 characters?

• SPHB 4 letters: Institution Code or bank code. (Niederoesterreichische Sparkasse)
• AT 2 letters: ISO 3166-1 alpha-2 country code (Austria)
• 21 2 letters or digits: location code
• If the second character is "0", then it is typically a test BIC as opposed to a BIC used on the live network.
• If the second character is "1", then it denotes a passive participant in the SWIFT network
• If the second character is "2", then it typically indicates a reverse billing BIC, where the recipient pays for the message as opposed to the more usual mode whereby the sender pays for the message.
• last 3 letters or digits: branch code.
• Where an 8-digit code is given, it may be assumed that it refers to the primary office.

SWIFT Code Niederoesterreichische Sparkasse Austria

SWIFT Code Niederoesterreichische Sparkasse used to Transfer fund to Internationl Niederoesterreichische Sparkasses. SWIFTCode Niederoesterreichische Sparkasse Austria are provide the broadest coverage of national Niederoesterreichische Sparkasse identifiers. SWIFT Code is identifying Niederoesterreichische Sparkasse es in Austria ([countryshor]). SWIFT Code of Niederoesterreichische Sparkasse is unique for each in Austria ([countryshor]). Niederoesterreichische Sparkasse is located in Hainburg Hainburg, Austria Austria and Niederoesterreichische Sparkasse The SWIFT code is SPHBAT21 .